F2 Frequent Funder

Welcome to Frequent Funder, F2’s loyalty program for brokers and borrowers who repeatedly close business with us. Earn status tiers, get faster turnarounds, and unlock real perks as your funded volume grows.

• Platinum welcome gift: Whoop + 1-year subscription or iPad (one-time, when you achieve Platinum)

• Platinum bonus: 0.20% (20 bps) on funded volume above $7.0m (rolling 12 months)

• Plus: faster turnarounds and real perks at every tier

👨🏼‍🏫 How it works:

No points. No complicated maths.

Your status is based on your funded volume over the last 12 months (rolling window).

• What counts: all funded loans (based on the loan amount drawn)

• Calculated: monthly, we will update your status based on your volume in the prior 12 month period

• Who it applies to: brokers and borrowers are both eligible

‍ ‍💳 Status tiers. How you qualify:

The rules:

Frequent Funder status is based on funded volume over the last 12 months (a rolling lookback window), using the amount drawn / initial advance on loans that actually fund. Status is recalculated on the 1st of each month and applies for that calendar month. The same tier structure applies to both brokers and borrowers: borrower status is assigned to the borrowing entity (or borrower name) shown on the loan record, and broker status is assigned at the individual broker level (not the brokerage), based on the broker identity recorded on the loan record / CRM.

Only funded loans count toward tier qualification. If a loan is later reversed, rescinded, or unwound, it may be removed from the calculation. Gold includes a minimum loan-count requirement (at least 2 funded loans in the rolling period) to prevent a single large loan from creating Gold status on its own. Where a benefit references turnaround time (for example, a “2-hour term sheet”), timing is based on receipt of a complete package, meaning we have the required information and documents to underwrite without chasing missing items.

For Platinum, the 0.20% (20 bps) bonus applies to funded volume above $7.0m within the rolling 12-month period (the first $7.0m does not earn the bonus). The Platinum welcome reward is one-time, provided when Platinum status is achieved (not monthly). Where benefits are delivered in the form of a fee waiver, credit, or pricing benefit, a broker may elect to retain the economic benefit (for example, as an equivalent reduction to broker costs or an agreed cash-equivalent benefit) or pass it through to the borrower at their discretion. For borrowers, benefits apply to the borrower directly. Benefits that are described as once per year are tracked to ensure they are applied consistently. Program terms, eligibility, and administration may be updated over time as tracking improves, and all benefits are subject to program rules and product availability.