Introducing the F2 Frequent Funder Club

If you fund deals with F2 regularly, you should get treated like it.

Today we are launching the F2 Frequent Funder Club, a simple loyalty program for brokers and borrowers who repeatedly close with us. No points, no gimmicks, no complicated hoops. Just clear status tiers, faster service, and meaningful benefits as your funded volume grows.

At the top end, the perks are exactly what they should be: a Platinum welcome gift (Whoop or iPad) and a 0.20% (20 bps) bonus commission on qualifying volume. Scroll down for the full details, tier thresholds, and the rules.

Hard Money, Private Lender, Bridge Loan — What's the Difference?

Spoiler: not much. Here's what the terminology really means — and why "bridging finance" says it best.

If you've spent any time researching short-term real estate financing, you've probably come across a confusing array of labels: hard money lender, private lender, bridge lender, bridging finance. Depending on who you talk to — or which part of the country you're in — these terms can feel like they describe completely different products. They don't. In most cases, they describe the same thing.

A borrower in Texas had just completed construction on a new-build home. Their construction loan was maturing, and they needed a bridge to give them time to sell the property at the right price — not a fire-sale price driven by a hard deadline.

F2 Finance stepped in with a straightforward offer: a 12-month refinance with no cash out, giving the borrower the runway to market the home properly and maximize their exit.

Then the plot thickened.

In this episode of Private Lending Insights, Rocky Butani interviewed Christian Faes, CEO of F2 Finance, LLC. Christian shares his journey from founding and scaling a multi-billion-dollar U.K. lending platform (LendInvest) to launching F2 Finance in the United States. The conversation covers F2’s balance sheet lending model, bridge loan guidelines, land and commercial deal appetite, state-by-state strategy, and how they compete in a highly competitive private lending market. We also dive into F2’s capital structure, fund model, foreclosure philosophy, and what Christian sees ahead for private lending in 2026.

Recently, F2 Finance was called in on a high-stakes Miami transaction after a borrower was let down at the last minute by another lender. With a substantial earnest money deposit at risk and a hard closing deadline approaching fast, the borrower needed a solution, immediately.

F2 Finance allows borrowers to fuel their property portfolios, with fast and flexible bridging loans.