Get a quoteAlabama bridge loans, funded in days.
F2 Finance is a direct private lender to Alabama real estate investors. Bridge and fix and flip loans from $300K to $3M, from Birmingham and Huntsville to Mobile and the Gulf Coast.
Lending in Alabama
We lend on single family homes, multifamily, mixed-use and commercial property held for investment across Alabama, including smaller towns most national lenders will not touch.
Our Alabama loans include a commercial property in Town Creek and back-to-back short bridges in Cullman for a repeat borrower. Three-month terms, repaid on time, no penalty.
Where we lend in Alabama
Alabama loan terms
| Product | Max loan | Min FICO | Term |
|---|---|---|---|
| Bridge loan | Up to $3,000,000 | 550 | Up to 24 months |
| Fix and flip loan | Up to $2,000,000 | 575 | 12 months |
Rates from 9.99%. Interest only. Higher amounts by exception. Leverage is lower for rural property. All loans must be for business purposes only and are subject to underwriting approval.
Alabama bridge loan questions
How fast can you close a bridge loan in Alabama?
Seven to ten days is standard once we have a clean file and title is open.
Do you lend outside the big cities?
Yes. Much of our Alabama lending has been in smaller towns, at leverage that reflects the local market.
Can I come back for a second loan?
Please do. Repeat borrowers get faster answers and our Frequent Funder Club rewards.
Is there a prepayment penalty?
No. Repay whenever you're ready, with only 30 days' interest at the end of repayment.