Get a quoteWashington bridge loans, funded in days.
F2 Finance is a direct private lender to Washington real estate investors. Bridge and fix and flip loans from $300K to $3M, from Seattle, Tacoma and Bellevue to Spokane and the Peninsula.
Lending in Washington
Washington is one of our most active states outside California. We lend on single family homes, multifamily, mixed-use and commercial property held for investment, from Puget Sound to the coast.
We have funded cross-collateralised loans across multiple Washington properties, nine-month bridges on waterfront homes and small land loans in Seattle. If the asset and the exit make sense, we can usually find a way.
Where we lend in Washington
Recently funded in Washington
$2.9MAnacortes & Tacoma · Bridge loanOne eighteen-month loan across two properties in two counties.
$833KGig Harbor · Bridge loanNine-month bridge on a single family home on the Peninsula.
$364KOcean Park · Bridge loanTwelve-month bridge on the Long Beach Peninsula. Repaid.
$200KSeattle · LandSix-month loan on a residential lot in north Seattle.Washington loan terms
| Product | Max loan | Min FICO | Term |
|---|---|---|---|
| Bridge loan | Up to $3,000,000 | 550 | Up to 24 months |
| Fix and flip loan | Up to $2,000,000 | 575 | 12 months |
Rates from 9.99%. Interest only. Higher amounts by exception. Leverage is lower for rural property. All loans must be for business purposes only and are subject to underwriting approval.
Washington bridge loan questions
How fast can you close a bridge loan in Washington?
Seven to ten days is standard once we have a clean file and title is open.
Will you lend across more than one property?
Yes. We regularly cross-collateralise two or more properties on a single loan when it helps the borrower.
Do you lend on land in Washington?
Selectively, at lower leverage, and where the borrower has a clear plan to sell or build.
Is there a prepayment penalty?
No. Repay whenever you're ready, with only 30 days' interest at the end of repayment.