Get a quoteCommercial property. Bridge-loan speed.
Most private lenders stop at single family homes. We lend against apartment buildings, mixed-use, retail, offices, industrial and more, with the same in-house decisions and fast closings as our residential loans.
Why so few lenders do this, and why we can.
Most large private lenders sell their loans on, and the buyers of those loans want single family homes. Commercial property rarely fits, so the lender says no before looking at the deal.
We lend from our own balance sheet and keep our loans. That means we can judge a commercial property on its merits: what it is worth, what it earns and how you plan to exit.
What we lend against
Multifamily
Apartment buildings of four units and up.
Mixed-use
Shops or offices with apartments above.
Retail
Storefronts and neighborhood retail.
Office
Including small office buildings.
Medical
Medical offices and facilities.
Hospitality
We have lent against pubs, including a rural one.
Cannabis-related property
Real estate used by licensed cannabis businesses.
Industrial
Warehouses and light industrial.
Something else
If it is commercial real estate, show us. We consider all property types.
Commercial bridge terms
A bridge loan is against the property itself, to buy, refinance or release equity. Rehab funding on commercial property is by exception.
Multifamily needs a minimum value of $75,000 and 750 square feet per unit. Leverage is lower for rural property and vacant land.
Commercial deals we have funded
Commercial bridge loan questions
Do you lend on multifamily property?
Yes, on apartment buildings of four units and up. Each unit needs a minimum value of $75,000 and at least 750 square feet.
Do you lend on mixed-use and retail?
Yes. We lend on mixed-use buildings, retail, offices, industrial, medical facilities and other commercial property.
Do I need commercial real estate experience?
No experience is required for a bridge loan against an existing property.
How fast can a commercial bridge loan close?
Seven to ten days is our standard across all loans. Commercial property can take a little longer where the appraisal does.
Do you lend on commercial property outside major cities?
Yes, at lower leverage. We have funded a rural pub.