Get a quoteGeorgia bridge loans, funded in days.
F2 Finance is a direct private lender to Georgia real estate investors. Bridge and fix and flip loans from $300K to $3M, across metro Atlanta and beyond.
Lending in Georgia
Georgia is a growing market for us. We lend on single family homes, multifamily, mixed-use and commercial property held for investment, in Atlanta and the suburbs around it.
Recent Georgia loans include a short bridge across three parcels in Sandy Springs, a commercial property in Stone Mountain and an in-town single family home at 50% LTV. Different deals, same quick answer.
Where we lend in Georgia
Georgia loan terms
| Product | Max loan | Min FICO | Term |
|---|---|---|---|
| Bridge loan | Up to $3,000,000 | 550 | Up to 24 months |
| Fix and flip loan | Up to $2,000,000 | 575 | 12 months |
Rates from 9.99%. Interest only. Higher amounts by exception. Leverage is lower for rural property. All loans must be for business purposes only and are subject to underwriting approval.
Georgia bridge loan questions
How fast can you close a bridge loan in Georgia?
Seven to ten days is standard. Georgia closings run through attorneys, and we work with yours or recommend one.
Do you lend on commercial property in Georgia?
Yes. Offices, retail, small industrial and mixed-use, as well as multifamily of five units and up.
What if my credit is below 650?
We lend down to a 550 FICO, with leverage adjusted for the risk. The asset and the exit matter more to us than the score.
Is there a prepayment penalty?
No. Repay whenever you're ready, with only 30 days' interest at the end of repayment.