Get a quoteMassachusetts bridge loans, funded in days.
F2 Finance is a direct private lender to Massachusetts real estate investors. Bridge and fix and flip loans from $300K to $3M, from Boston and the South Shore to Worcester and the Berkshires.
Lending in Massachusetts
We lend on single family homes, two- to four-family buildings, multifamily, mixed-use and commercial property held for investment across Massachusetts.
Massachusetts is a renovation market, and most of our loans here have been fix and flip: row houses in Allston, single family homes in Milton and Bellingham, with rehab funding released as the work is done.
Where we lend in Massachusetts
Massachusetts loan terms
| Product | Max loan | Min FICO | Term |
|---|---|---|---|
| Bridge loan | Up to $3,000,000 | 550 | Up to 24 months |
| Fix and flip loan | Up to $2,000,000 | 575 | 12 months |
Rates from 9.99%. Interest only. Higher amounts by exception. Leverage is lower for rural property. All loans must be for business purposes only and are subject to underwriting approval.
Massachusetts bridge loan questions
How fast can you close a bridge loan in Massachusetts?
Seven to ten days is standard. Massachusetts closings run through attorneys, and we work with yours.
Do you fund the renovation as well as the purchase?
Yes. Our fix and flip loan funds up to 100% of rehab costs, released in draws as the work is completed.
Do you lend on two- to four-family buildings?
Yes. Small multifamily is one of our favourite asset types in Massachusetts.
Is there a prepayment penalty?
No. Repay whenever you're ready, with only 30 days' interest at the end of repayment.