Get a quoteF2 Finance is a direct private lender to Missouri real estate investors. Bridge and fix and flip loans from $300K to $3M, from St. Louis and Kansas City to Springfield and Columbia.
We lend on single family homes, multifamily, mixed-use and commercial property held for investment across Missouri.
Our Missouri lending has been commercial-led: a mixed-use building in Normandy and a commercial property in St. Louis, both on twelve-month bridges. Few private lenders will look at these. We do.
| Product | Max loan | Min FICO | Term |
|---|---|---|---|
| Bridge loan | Up to $3,000,000 | 550 | Up to 24 months |
| Fix and flip loan | Up to $2,000,000 | 575 | 12 months |
Rates from 9.99%. Interest only. Higher amounts by exception. Leverage is lower for rural property. All loans must be for business purposes only and are subject to underwriting approval.
Seven to ten days is standard once we have a clean file and title is open.
Yes. Most of our Missouri loans have been commercial or mixed-use, which is rare among private lenders.
Yes, on the Missouri side. Kansas is not currently one of our states.
No. Repay whenever you're ready, with only 30 days' interest at the end of repayment.