Get a quoteNorth Carolina bridge loans, funded in days.
F2 Finance is a direct private lender to North Carolina real estate investors. Bridge and fix and flip loans from $300K to $3M, from Charlotte and the Triangle to Wilmington and the coast.
Lending in North Carolina
We lend on single family homes, multifamily, mixed-use and commercial property held for investment across North Carolina.
North Carolina is a newer market for us and one we want to grow. Our most recent loan was a twelve-month bridge on a waterfront home near the coast, at 75% LTV, for a borrower with a FICO in the 660s.
Where we lend in North Carolina
Recently funded in North Carolina
North Carolina loan terms
| Product | Max loan | Min FICO | Term |
|---|---|---|---|
| Bridge loan | Up to $3,000,000 | 550 | Up to 24 months |
| Fix and flip loan | Up to $2,000,000 | 575 | 12 months |
Rates from 9.99%. Interest only. Higher amounts by exception. Leverage is lower for rural property. All loans must be for business purposes only and are subject to underwriting approval.
North Carolina bridge loan questions
How fast can you close a bridge loan in North Carolina?
Seven to ten days is standard. North Carolina closings run through attorneys, and we work with yours.
Do you lend on coastal property?
Yes. Our latest North Carolina loan was on a waterfront home near the Pamlico River.
What leverage do you offer?
Up to 75% LTV on a bridge loan, and up to 90% of total cost on a fix and flip, depending on the deal.
Is there a prepayment penalty?
No. Repay whenever you're ready, with only 30 days' interest at the end of repayment.