Get a quoteF2 Finance is a direct private lender to Oregon real estate investors. Bridge and fix and flip loans from $300K to $3M, from Portland and Salem to Bend, Eugene and the coast.
We lend on single family homes, multifamily, mixed-use and commercial property held for investment across Oregon.
Oregon is one of our newest states, and we lend here the way we lend next door in Washington and California: our own money, a quick yes or no, and a loan built around your exit.
| Product | Max loan | Min FICO | Term |
|---|---|---|---|
| Bridge loan | Up to $3,000,000 | 550 | Up to 24 months |
| Fix and flip loan | Up to $2,000,000 | 575 | 12 months |
Rates from 9.99%. Interest only. Higher amounts by exception. Leverage is lower for rural property. All loans must be for business purposes only and are subject to underwriting approval.
Seven to ten days is standard once we have a clean file and title is open.
Yes. We look at resort and second-home markets on their merits, with leverage that reflects liquidity.
Yes. No Social Security number or US credit score is required.
No. Repay whenever you're ready, with only 30 days' interest at the end of repayment.