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Oregon bridge loans, funded in days.

F2 Finance is a direct private lender to Oregon real estate investors. Bridge and fix and flip loans from $300K to $3M, from Portland and Salem to Bend, Eugene and the coast.

7–10 days
Our standard time to close.
$300K–$3M
Loan size, higher by exception.
1–24 months
A term that fits your real timeline.
Zero
Prepayment penalties.

Lending in Oregon

We lend on single family homes, multifamily, mixed-use and commercial property held for investment across Oregon.

Oregon is one of our newest states, and we lend here the way we lend next door in Washington and California: our own money, a quick yes or no, and a loan built around your exit.

Oregon loan terms

ProductMax loanMin FICOTerm
Bridge loanUp to $3,000,000550Up to 24 months
Fix and flip loanUp to $2,000,00057512 months

Rates from 9.99%. Interest only. Higher amounts by exception. Leverage is lower for rural property. All loans must be for business purposes only and are subject to underwriting approval.

Oregon bridge loan questions

How fast can you close a bridge loan in Oregon?

Seven to ten days is standard once we have a clean file and title is open.

Do you lend in Bend and central Oregon?

Yes. We look at resort and second-home markets on their merits, with leverage that reflects liquidity.

Do you lend to foreign nationals buying in Oregon?

Yes. No Social Security number or US credit score is required.

Is there a prepayment penalty?

No. Repay whenever you're ready, with only 30 days' interest at the end of repayment.

Got an Oregon deal? Start the clock.

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