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South Carolina bridge loans, funded in days.

F2 Finance is a direct private lender to South Carolina real estate investors. Bridge and fix and flip loans from $300K to $3M, from Charleston and Greenville to Columbia and Myrtle Beach.

7–10 days
Our standard time to close.
$300K–$3M
Loan size, higher by exception.
1–24 months
A term that fits your real timeline.
Zero
Prepayment penalties.

Lending in South Carolina

We lend on single family homes, multifamily, mixed-use and commercial property held for investment across South Carolina.

South Carolina is one of our newest states. We bring the same approach we use everywhere else: our own money, a quick yes or no, and a loan built around your exit rather than a rating agency’s credit box.

South Carolina loan terms

ProductMax loanMin FICOTerm
Bridge loanUp to $3,000,000550Up to 24 months
Fix and flip loanUp to $2,000,00057512 months

Rates from 9.99%. Interest only. Higher amounts by exception. Leverage is lower for rural property. All loans must be for business purposes only and are subject to underwriting approval.

South Carolina bridge loan questions

How fast can you close a bridge loan in South Carolina?

Seven to ten days is standard. South Carolina closings run through attorneys, and we work with yours.

Do you lend on short-term rentals?

Yes. Property that will be let on Airbnb or similar platforms is fine, including in Charleston and Myrtle Beach.

Do you lend to foreign nationals buying in South Carolina?

Yes. No Social Security number or US credit score is required.

Is there a prepayment penalty?

No. Repay whenever you're ready, with only 30 days' interest at the end of repayment.

Got a South Carolina deal? Start the clock.

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