Get a quoteTennessee bridge loans, funded in days.
F2 Finance is a direct private lender to Tennessee real estate investors. Bridge and fix and flip loans from $300K to $3M, from Nashville and Memphis to Knoxville and Chattanooga.
Lending in Tennessee
We lend on single family homes, multifamily, mixed-use and commercial property held for investment across Tennessee.
Tennessee borrowers come to us for the deals banks are slow on: a commercial fix and flip in Memphis, a twelve-month bridge on a home in Winchester. Quick decisions, our own money.
Where we lend in Tennessee
Tennessee loan terms
| Product | Max loan | Min FICO | Term |
|---|---|---|---|
| Bridge loan | Up to $3,000,000 | 550 | Up to 24 months |
| Fix and flip loan | Up to $2,000,000 | 575 | 12 months |
Rates from 9.99%. Interest only. Higher amounts by exception. Leverage is lower for rural property. All loans must be for business purposes only and are subject to underwriting approval.
Tennessee bridge loan questions
How fast can you close a bridge loan in Tennessee?
Seven to ten days is standard once we have a clean file and title is open.
Do you fund commercial renovations?
Yes. Our Memphis loan funded the renovation of a commercial building, with rehab released in draws.
Do you lend to first-time investors?
Yes. Experience helps with leverage, but a sensible plan and a clear exit matter more.
Is there a prepayment penalty?
No. Repay whenever you're ready, with only 30 days' interest at the end of repayment.