Get a quoteVirginia bridge loans, funded in days.
F2 Finance is a direct private lender to Virginia real estate investors. Bridge and fix and flip loans from $300K to $3M, from Northern Virginia and Richmond to Hampton Roads and Charlottesville.
Lending in Virginia
We lend on single family homes, row houses, multifamily, mixed-use and commercial property held for investment across Virginia.
Our Virginia loans range from a three-month fix and flip on an Alexandria row house to twelve-month bridges in Portsmouth and Suffolk. Short terms are fine with us; you only pay for the time you use.
Where we lend in Virginia
Virginia loan terms
| Product | Max loan | Min FICO | Term |
|---|---|---|---|
| Bridge loan | Up to $3,000,000 | 550 | Up to 24 months |
| Fix and flip loan | Up to $2,000,000 | 575 | 12 months |
Rates from 9.99%. Interest only. Higher amounts by exception. Leverage is lower for rural property. All loans must be for business purposes only and are subject to underwriting approval.
Virginia bridge loan questions
How fast can you close a bridge loan in Virginia?
Seven to ten days is standard once we have a clean file and title is open.
Do you lend on short terms?
Yes. Our shortest Virginia loan ran three months. Interest only, no penalty for repaying early.
Do you lend in Hampton Roads?
Yes. Norfolk, Virginia Beach, Chesapeake, Portsmouth and Suffolk are all markets we know.
Is there a prepayment penalty?
No. Repay whenever you're ready, with only 30 days' interest at the end of repayment.