Get a quoteWashington, DC bridge loans, funded in days.
F2 Finance is a direct private lender to real estate investors in the District of Columbia. Bridge and fix and flip loans from $300K to $3M, from Capitol Hill and Petworth to Anacostia and Brookland.
Lending in Washington, DC
We lend on row houses, single family homes, small multifamily and mixed-use property held for investment across the District.
DC is a row house market, and our loans here reflect that: a fix and flip on a Columbia Heights row house, a twelve-month bridge on a Petworth home. We look at the asset and the exit, not just the score.
Where we lend in Washington, DC
Washington, DC loan terms
| Product | Max loan | Min FICO | Term |
|---|---|---|---|
| Bridge loan | Up to $3,000,000 | 550 | Up to 24 months |
| Fix and flip loan | Up to $2,000,000 | 575 | 12 months |
Rates from 9.99%. Interest only. Higher amounts by exception. Leverage is lower for rural property. All loans must be for business purposes only and are subject to underwriting approval.
Washington bridge loan questions
How fast can you close a bridge loan in DC?
Seven to ten days is standard. DC title and recording are quick when the file is clean.
Do you lend on row houses?
Yes. Row houses are the core of our DC lending, for both bridge and fix and flip.
Do you also lend in Maryland and Virginia?
Virginia, yes. Maryland is not currently one of our states.
Is there a prepayment penalty?
No. Repay whenever you're ready, with only 30 days' interest at the end of repayment.